We have all wanted to go back in time to when we were 5-, 10-, or 20- years younger. It would be awesome to go back knowing what we know today. We would be wealthier, in better shape, wiser and have better relationships today. Obviously, we can’t do that, but we can think about where we want to be in 5-, 10, or 20- years and do what we need to set us up for that future starting today.